Cash-flow overview
Compare money in, money out, net flow, and spending across useful date ranges.
On-device analysis Beta
Money Insights by Lunexa
A money view built from the SMS you already receive.
Turn supported bank and payment alerts into a practical expense tracker with cash flow, spending categories, merchant groups, subscriptions, filters, and exportable reports.
No bank credentials required. Accuracy depends on the financial alerts available on the device.
Designed for clarity
From a noisy inbox to a useful financial picture.
The app organizes supported transaction alerts locally, keeps uncertain records reviewable, and lets you trace a total back to individual transactions.
Categories and merchants
See where money went, then open grouped merchants and exact transactions.
Account-aware filters
Narrow the view by account, card, institution, currency, month, or custom dates.
Recurring payments
Review likely subscriptions, payment history, cadence, and expected charge dates.
Review before counting
Uncertain alerts stay outside totals until you confirm how they should be treated.
Portable reports
Create CSV and visual PDF reports, including password-protected options.
Trace every total
Know where money went, then inspect the details.
Money Out combines a timeline, category breakdown, and merchant grouping. Expand a merchant to see every included payment instead of trusting a black-box total.
- ✓ Date, account, card, and institution filters
- ✓ Categories and repeated merchant groups
- ✓ Original SMS reference when available
- ✓ Manual corrections, exclusions, and duplicate review
Recurring costs
Subscriptions without another account to maintain.
Lunexa looks for recurring patterns in supported payment alerts and estimates cadence, expected dates, and monthly equivalents. Confidence is communicated visually, and each match can be expanded for review.
Subscription detection is an estimate. Missing, delayed, or differently formatted bank alerts can affect results.
Reports you control
Take the useful view with you.
Export the active Money Insights view as detailed CSV or a visual PDF. Protected PDF and ZIP options help when a report contains sensitive financial message data.
Get Lunexa Messages
How it works
Useful automation, with a review path.
Read supported alerts
Lunexa identifies likely transactions from available SMS alerts on the device.
Organize locally
Amounts are classified into direction, type, category, merchant, account, and institution.
Review and explore
Confirm uncertain items, correct classifications, filter the view, and export when needed.
Important context
Money Insights is a simple informational analyzer—not accounting software, financial advice, or a replacement for bank records. Banks and merchants may not send every alert, messages can be delayed or missing, and automatic identification can be wrong. Verify important amounts with your bank or financial institution.
Make your inbox work harder
See your money clearly. Keep your messages under control.
Download Lunexa Messages for Android and bring Money Insights, scheduling, privacy, backup, and export tools into one focused SMS app.
